At Yelken Rent a Car, ensuring your Fethiye Rent a Car and Dalaman Rent a Car experience is safe and hassle-free is our priority. The insurance options presented to you when booking a Dalaman Airport car rental can be confusing. In this detailed guide, we explain the meaning of rental car insurance, and which type of coverage you should choose, from A to Z.
The abbreviations you see in rental agreements essentially determine your liability in case of vehicle damage or theft. Choosing the right insurance ensures your holiday isn't interrupted by unexpected costs.
All legal car rental companies in Turkey offer a form of Collision Damage Waiver (CDW), usually included in the basic rental price, in addition to mandatory traffic insurance. CDW protects you from a portion of the damage cost (the excess/deductible amount) if the rented vehicle is damaged in an accident. However, this excess amount may still be collected from you, depending on the scale of the damage.
The Excess is the maximum amount of damage you are responsible for before the CDW takes effect. For example, if the damage is $500, and your excess is $100, you pay $100, and the insurance covers the rest.
For customers who wish to eliminate the excess and drive with maximum peace of mind, advanced insurance options are available. These coverages are particularly recommended for areas like Fethiye with busy traffic or for long journeys.
SCDW is an option that generally completely removes or significantly lowers the excess amount of the CDW. At Yelken Rent a Car, we refer to this as Full Insurance or Zero Excess Insurance. This is the most comprehensive option, covering theft, accident damage, and often Loss Damage Waiver (LDW) components like tire, glass, and headlight damage (LWF). By completing your Dalaman Airport car rental with Full Insurance, you guarantee no out-of-pocket payment in the event of damage (provided insurance terms are met).
It is recommended to opt for Full Insurance (SCDW) if:
You will be driving through the narrow streets of Fethiye,
This is your first time renting a car in Turkey,
You desire maximum security and zero stress.
This insurance provides coverage for the driver and passengers in the rental car in case of death or permanent disability resulting from an accident. It is usually not included in basic CDW packages and is an optional add-on.
TP relieves you of financial liability if the vehicle is stolen. It is generally included at a basic level in most CDW or Full Insurance packages, but the excess should be checked.
A type of insurance where damage up to a specified small limit (e.g., $500) is covered with a single statement, without the need for a police report. It is frequently preferred during the Dalaman Airport car rental process.
When booking your Dalaman Airport car hire with Yelken Rent a Car, your budget and risk tolerance will be the deciding factors:
Minimum Risk & Maximum Comfort: Choose the Full Insurance (SCDW) or Zero Excess option. This is the most expensive but the least risky option.
Medium Risk & Budget-Friendly: Stick with the basic CDW and consider adding Small Damage Insurance based on your risk tolerance.
Remember, for all insurances to be valid, an Official Police/Gendarmerie report and alcohol test report are MANDATORY at the time of an accident.
